Voting Whether To Make Pension Payments in NJ

All that appears on the New Jersey Legislature’s website as of today:

SCR184 Proposes constitutional amendment to require payments by State to State-administered retirement systems and establish in Constitution right of public employees to pension benefit; provides for enforcement of funding obligations and benefit rights.
Budget and Appropriations

12/7/2015 Introduced in the Senate, Referred to Senate Budget and Appropriations Committee

When the text of the bill is published we will review it but, for now, we have press reports on how the Democrats intend to earn their campaign donations:

From the Courier-Post:

The governor’s opponents used a similar tactic in 2013, winning voter approval for a constitutional amendment to raise the state’s minimum wage. Christie previously had vetoed an attempt to raise the wage through legislation.

The amendment would require the state to make 60 percent of its “actuarially required” pension payment in fiscal year 2018 and reach full funding by fiscal year 2022.

From nj.com:

Sweeney’s proposed constitutional amendment would go before the voters for approval next November when the presidential race tops the ballot and turnout is at its highest.

Sweeney’s proposal resets the clock again, putting a new timeline into the state constitution, with the state making the full actuarial contribution by 2022, one year sooner than Christie’s unofficial payment plan.

The state would be paying about $3 billion by 2018 — nearly as much as the state would have been required to pay this year under the now-fractured 2011 law. Each year the state would have to come up with about $600 million more than the year before, according to Treasury estimates.

If lawmakers get enough votes for a constitutional amendment, Christie would have no power to stop it from going to the ballot. It would take effect if voters approved it.

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FYI – This about sums up why, at this point, a Christie candidacy for anything is a joke:
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84 responses to this post.

  1. Posted by MJ on December 8, 2015 at 8:33 am

    Even if it gets to the ballot and gets approved by voters, that still leaves the question of where the money will come from in the budget. Sweeney must be pretty sure it will get passed or pretty sure that it won’t thus, covering him either way.

    Reply

  2. Posted by The Resident Nutcase on December 8, 2015 at 9:05 am

    Yes! Thankfully this will come to pass.
    It’s about time somebody stood up for the public workers!!!
    This charade can’t go on anymore.
    Make the payments!!!!
    This whole thing has been pinned on the back of public workers for too long.

    If you asked me today how much unfunded liability I have using my mortgage as an example…… I’d say $150,000. That’s what I owe. With Interest it’s more! But that’s only the amount I owe….. Because I haven’t made the anticipated payments. So in reality, if I continue to make the payments…. Like I should…. The unfunded liability comes down after every payment. If I stop making payments…. Or make less than the minimum required…. The whole nut goes up!!!! It’s simple math really!!
    Everyone has their opinion and way to spin it. Boils down to jealousy and lies!!
    Make the payments NJ!!

    Reply

    • Posted by Tough Love on December 8, 2015 at 12:24 pm

      Incorrect example ……….

      The Unfunded liability associated with NJ’s pensions, being associated with funding due IN THE PAST, is more akin to a mortgage ALREADY in default (just not foreclosed-upon yet) because the FULL amount of mortgage payments due in PAST YEARS were not made.

      Reply

      • Posted by S Moderation Douglas on December 8, 2015 at 12:51 pm

        Duh!!!

        That’s what we tried to say ….”because the FULL amount of mortgage payments due in PAST YEARS were not made.”

        Catch up.

        Pay up.

        Reply

        • Posted by Tough Love on December 8, 2015 at 1:22 pm

          STILL the greed ?
          ——————
          NO ….. ONLY Pay (i.e. “fund”) a Public Sector pension NO GREATER than those typically granted comparable Private Sector workers by their employers.

          And benefits as well.

          Public Sector workers are NOT “special” and deserving of greater pensions and better benefits … on the Taxpayers’ dime.

          Reply

          • Posted by S Moderation Douglas on December 8, 2015 at 2:26 pm

            A cording to all the economic studies, many public employees, right now, today, are already “roughly equal” in total compensation to their private sector counterparts.

            These Public Sector workers are NOT “special” but …are… “deserving of greater pensions and better benefits”… because those benefits …are… offset by lower wages.

            Some Public Sector workers today, even with their “greater pensions and better benefits” earn less in total compensation than equivalent private sector workers because their “greater pensions and better benefits” are …not… enough to compensate for their lower wages.

            That leaves the third group, who have wages roughly equal to the private sector, plus “greater pensions and better benefits”. The size of this group and the size of the difference in compensation is debatable. But why would one want to reduce the pensions and benefits of all three groups when two of them are clearly deserving of all the benefits promised, and more, in some cases?

            The third group, which does have a compensation advantage, still has a legal, and perhaps pragmatic, claim to their promised benefits.

          • Posted by Tough Love on December 8, 2015 at 3:09 pm

            SMD,

            You can’t mislead here in NJ …..

            In NJ State non-safety Public Sector workers (taken together as one group) have (per the AEI study noted on this Blog before) a 23%-of-pay Total Compensation (wages + pensions + benefits) ADVANTAGE over their Private Sector counterparts.

            And if the FAR higher-paid Safety workers had not been excluded, assuredly that 23% would be considerably higher.
            ———————————————————-

            Taxpayers ….. how much more would YOU have in retirement funds if YOU had 23% more in (TAX-Deferred) wages to save and invest in every year of your career ….$500,000, $1 Million, $1.5 Million ?
            ———————————————————-

            Freeze the Public Sector pensions …. and end this financial “mugging” of Private Sector Taxpayers.

          • Posted by Rex the Wonder Dog! on December 8, 2015 at 3:26 pm

            A cording to all the economic studies, many public employees, right now, today, are already “roughly equal” in total compensation to their private sector counterparts.

            Dougie, why do you post so much misinformation????? ALL?????

            The ONLY time you posted truthful info was the multiplier formula for 2%@50.

          • Posted by S Moderation Douglas on December 8, 2015 at 6:27 pm

            Ain’t it eye ronic that the ones who actually earn much more in pay and benefits (the lower skilled, lower educated, lowest paid workers) (also the main drivers of that alleged 23% you’re so obsessed with), nobody wants to touch? With the sporadic exception of TL, of course, whenever his buttons get pushed.

            And the ones people complain loudest about, the safety employees, are typically the ones excluded from pension reform?

            It be a world gone mad!!!

          • Posted by Tough Love on December 8, 2015 at 7:10 pm

            SMD, Who said “no one wants to touch …YOU ?

            Given the opportunity, the Grossly Excessive pensions and benefits of NJ’s Public Sector workers (ALL Safety workers and likely all but a few categories of “professionals”) would end with an overwhelming majority … just as they have when taxpayers were given the opportunity to so vote in your Sate of California.

      • Posted by The Resident Nutcase on December 8, 2015 at 5:15 pm

        Thanks for only proving my point.
        You said-
        “because the FULL amount of mortgage payments due in PAST YEARS were not made.”

        Reply

        • Posted by Tough Love on December 8, 2015 at 7:52 pm

          Which is BECAUSE OF the fact that the pension “promises” are GROSSLY EXCESSIVE (having been demonstrated as such), fraudulently granted, and too costly to fully fund.

          Reply

  3. Posted by Anonymous on December 8, 2015 at 9:06 am

    No worries for the polarized views:
    TL it’ll never pass;
    BH aka ? State and Local s/b treated differently.
    LOL on both!

    Reply

    • Posted by The Resident Nutcase on December 8, 2015 at 10:04 am

      If on group of employees pays less into their fund than all the rest….. As TL would say…. Is it fair and equal that they be treated the same as those who have paid more?

      Reply

      • Posted by Anonymous on December 8, 2015 at 10:09 am

        If we’re strictly talking about employee contributions (not employer which evidently the empkoyee has no control over) relative to their respective P&B, of course not. But………….

        Reply

  4. Posted by The Resident Nutcase on December 8, 2015 at 10:36 am

    Let’s talk about employer too then……
    Not being a pri*k either….. Public workers come in all types.
    Municipal employers were offered the same “pension holidays” that the state took for decades, to not pay their share into the pensions when the market was doing so well and everyone was making their millions. Most local municipalities, seeing the need and doing what’s fiscally responsible, kept paying. The state did not. It wasn’t long ago that the state employees paid next to nothing into the pensions. The locals always paid their 8.5%…… Without fail. When chap 78 came around, seeing how bad those unfounded state plan funds were doing, imposed an increase on all plans. With the local yet again paying more than the state workers. Ask a state worker what they pay…..into their pensions. I bet 89% don’t even know.
    So, while the local plans were forced to increase, even though they were in the mid 70% sustainable…. The extra payments still never made it into the pensions. Instead, it was used to balance the budget in other areas!!!!! The wrongs that have done, will someday need to be paid in full.
    So, yes…. I advocate to separate the local from the state plans. Use the local plans as a model. Use the local plans as your roadmap. Clearly they are doing better. And if all the money was put in like it should have…. The local plans would be well into the 80-90% sustainably funded.
    The people like TL like to throw out big numbers and twisted facts.
    Bottom line…… A constitutional amendment requiring a payment into the pensions will inevitably save everyone.
    Either way, the pensions will be paid.

    Reply

    • Posted by Tough Love on December 8, 2015 at 12:32 pm

      Yup, the locals (Safety) always paid their 8.5%-of-pay …… but out of a total requirement of a level annual 50%-of pay needed to fully fund these absurdly generous pensions over the working career of the employees.

      So let’s stop the BS. These Plans are WAY WAY WAY too generous, and THAT is the ROOT CAUSE of the problem.

      Freeze them NOW …. for BOTH State and LOCAL workers …. as proposed by the NJ pension Commission.

      Reply

  5. Posted by dentss dunnigan on December 8, 2015 at 11:23 am

    Where will it come from …once constitutonally guaranteed ….it will come from the Abbott districts .

    Reply

  6. Posted by Tough Love on December 8, 2015 at 12:20 pm

    When one does the “math” behind these slow grade-ins to full “actuarial funding” (based on the VERY liberal assumption & methodology used by NJ today …. NOT the new GASB accounting standards), we will likely INCREASE the unfunded liability over the grade-in period by an ADDITIONAL $20+ Billion.

    Unless a miracle of 20+% annual equity returns happens for a decade, NJ’s pension Plan assets will reach zero over that period, and If NJ MUST annually pay the full cost of the current grossly excessive pensions (due to a constitutional requirement) out of annual budget revenue, taxes must rise by over $10 billion, and financial/economic hell will rein in NJ.

    But hey, but why would NJ’s greed retiree’s care, their checks being mailed to OTHER States to get away from NJ’s super-high tax burden.

    Reply

  7. Posted by Vote it Down on December 8, 2015 at 1:10 pm

    I wonder how eager NJ senior citizens are to vote for their taxes to go up?

    I think Sweeney and the Unions are in for a rude awakening.

    Reply

    • Posted by Tough Love on December 8, 2015 at 1:28 pm

      Unfortunately, NJ’s “Taxpayers” don’t get to vote on whether or not our taxes go up. Our Elected Officials make those (tax-increase) decisions.

      You know …… the Elected Officials …. in-the Public Sector Unions’ pockets, and wanting the Union Campaign contributions and election support they provide to continue. …. and who will be ENORMOUSLY pressured by the Public Sector Unions to raise taxes (to “whatever it takes”) for them to get 100% of their grossly excessive unjust, unfair, and clearly unaffordable promised pensions& benefits.

      Reply

  8. Why not make the full payment immediately? So those in the know have a few years to retire, sell their houses and move out?

    Reply

  9. “Establish in Constitution right of public employees to pension benefit.”

    Including retroactive increases and pension spiking? That’s a problem. Guarantees in one direction should be guarantees in the other.

    Reply

    • Posted by Tough Love on December 8, 2015 at 1:49 pm

      Well, Public Sector pensions are right NOW 3x-4x (4x-6x for safety workers) greater in value upon retirement (when factoring in BOTH the MUCH richer pension “formulas” and the MUCH more generous “provisions”) than those of similarly situated (in pay, age at retirement, and years of service) Private Sector workers ………… so why not DOUBLE (or even Triple) these Public pensions’ “generosity” … and THEN Constitutionally protect them.

      Socket to the Taxpayers !

      Reply

      • Posted by Tough Love on December 8, 2015 at 2:11 pm

        LOL ……… “Socket” s/b “Sock it”

        Reply

        • Posted by Anonymous on December 8, 2015 at 3:47 pm

          Sounds like you’re contradicting yourself B/c on previous posts you’ve mentioned no way does something like this pass. Who is that masked blogger anyway, hi ho BS away!

          Reply

        • Posted by Anonymous on December 8, 2015 at 3:48 pm

          Darn spell check, s/b able to read our minds-KOL.

          Reply

          • Posted by Anonymous on December 8, 2015 at 4:31 pm

            Guess we can add sarcasim to the verbiage.

          • Posted by Tough Love on December 8, 2015 at 4:38 pm

            There is no “i” in sarcasm …..

          • Posted by Anonymous on December 8, 2015 at 5:05 pm

            Thank you! Finally a correct, useful, and meaningful comment from the moron who needs k(no)w spell check!

          • Posted by Tough Love on December 8, 2015 at 5:19 pm

            Oh,

            Pointing out (correctly) that virtually ALL Public Sector pensions are grossly excessive (and including demonstrations PROVING it) are not …… useful, and meaningful ?
            ————-

            Ok, I guess not if your on the RECEIVING end of those absurd pension promises …. as you are.

          • Posted by Anonymous on December 8, 2015 at 7:16 pm

            Same argument holds true on the other end of that, guess it just Depends r.

          • Posted by Anonymous on December 8, 2015 at 7:19 pm

            Why all the heated supposition? Both sides should be pleased it’s getting put to a vote? Can’t argue with democracy, unless the resultant vote is contrary to your position?

    • Posted by Anonymous on December 8, 2015 at 2:12 pm

      Hey Larry missed you since your last comment countless blog posts ago. Guess you still believe and expect the rest of us to believe your ridiculous assertions.

      Reply

      • What assertion? It was a question.

        The assertion is this. It is reasonable for someone taking a job given certain stipulations to expect that the deal be kept.

        It is unjust for a 3 am political deal to increase pension benefits beyond that, for time already worked, to be given an absolute priority over everything else regardless of the consequences.

        I’m asking what the proposal does.

        Reply

  10. Posted by MJ on December 8, 2015 at 1:54 pm

    I can’t see it passing muster but if it does, still begs the question, where will the billions needed come from in a state that is already insolvent and taxpayers, seniors, businesses already taxed out the you know what?

    Reply

  11. Posted by Anonymous on December 8, 2015 at 1:57 pm

    IF Sweeney wants to look slightly intelligent he’ll propose P&B Commission “type” reforms as part of his proposal. “Type” meaning platinum to gold with increased premium share and a choice of a DCP or a reduced benefit accrual DBP.

    Reply

    • Posted by Tough Love on December 8, 2015 at 2:08 pm

      If he did, he’d lose (in his soon-to-be run for NJ’s Governorship) the financial and voter support of the (VERY high election turnnout) Public Sector workers & their families …….. and being a typical self-interested “politician”, THAT is not acceptable.

      Reply

      • Posted by Anonymous on December 8, 2015 at 3:46 pm

        Sounds like you’re contradicting yourself B/c on previous posts you’ve mentioned no way does something like this pass. Who is that masked blogger anyway, hi ho BS away!

        Reply

  12. Posted by truthnolie on December 8, 2015 at 2:29 pm

    Link to actual proposed amendment:

    http://www.njleg.state.nj.us/2014/Bills/SCR/184_I1.PDF

    See….unlike others here (cough….cough…TL, MJ) who regularly whine and choose to regurgitate & puke out the same old tired crap like old bitties in a sewing circle, I post when I have something to add to the conversation (take the hint will ya?)….. I occasionally do check in to humor myself enjoying the same delusional rantings that have gone on from those clueless minds going on 4 – 5 years now while I sit back and receive my monthly pension check. I must say I enjoy their chagrin in not being as smart & forward looking as myself & others who chose a public sector job with the security of a pension and benefits (as well as retiring at an early age…ouch!…was that too much?) that it provides.

    Reply

    • Posted by Tough Love on December 8, 2015 at 3:15 pm

      THIS is “karma” …….

      http://www.foxnews.com/us/2015/12/08/burglary-suspect-hides-in-florida-lake-where-gator-eats-him/?icid=maing-grid7|main5|dl1|sec3_lnk4%26pLid%3D-1760862028

      “Karma” is awaiting the vast majority of Public Sector workers in the form of a default on their fraudulently granted and grossly excessive pensions & benefits.

      Reply

    • I read it and I still don’t have an answer to my question.

      Reply

      • Posted by Anonymous on December 8, 2015 at 5:02 pm

        Sleep on it, sure you’ll dream up something silly.

        Reply

      • Posted by Tough Love on December 8, 2015 at 5:08 pm

        Larry,

        Surely you jest by even THINKING that Sweeney (and his ilk) would propose a Public Sector pension funding guarantee that didn’t include all that is indefensible …. including, as you pointed out……. retroactive pension increases and pension spiking.

        Reply

        • Posted by dentss dunnigan on December 8, 2015 at 5:52 pm

          New Jersey is the new Chicago …..once you make a guarantee like this on the backs of generations of new taxpayers ,people will never move to the state ,and those that are here are stuck .

          Reply

          • This “amendment” if passed, will be the last nail in the coffin for NJ. Someone ought to propose a constitutional amendment to default on the pension promises, as well, just so the voters have a clear choice.

          • Posted by Tough Love on December 8, 2015 at 9:53 pm

            commr51,

            Excellent point…….. but while “defaulting” may be “necessary” at some point doing through a Constitutional Amendment is a bit weird and may not be legal.

            But your point brings up another idea ………

            Why not let the voters get a FAIR shake at choosing the reform path, ALSO running a Constitutional Amendment to freeze the FUTURE Service pension accruals of ALL CURRENT (State and Local) Public Sector workers……. and replace them with Defined Contribution Plans no greater (in Taxpayer contributions) than the average of such contributions granted their employees by large Private Sector employers (typically 3% of pay). And where employees are not now covered by SS, an additional 6.2% of pay (representing the employer’s share of SS contributions made on the worker’s behalf).
            —————————————–

            EQUAL …. but NOT better.

          • Posted by The Resident Nutcase on December 9, 2015 at 7:14 am

            TL…… Even your governor knows private sector workers make more than the public sector….. Keep spinning the truth.

            Christie,””Man, it’s time to get a spine,” Christie said. “You can be just as powerful … as the 800,000 or so public-sector workers we have in this state.”

            He added: “There’s more of you, you make more money.”

            Your move !!!

            http://www.nj.com/politics/index.ssf/2015/12/christie_rails_against_nj_democrats_warns_biz_comm.html#incart_sms_app

          • Posted by Tough Love on December 9, 2015 at 12:15 pm

            The Resident Nutcase,

            You advocate for safety workers (especially Firefighters), and you stated ….. “private sector workers make more than the public sector”

            So, do you really believe that NJ’s Firemen with $200K in annual Total Compensation (wages + pensions + benefits) make LESS than those in jobs with similar risks and in jobs requiring equivalent education, knowledge, experience, and skills ….. and after only 5-7 years on the job?
            ————————————————-

            You may, but only out of self-interest and an extreme case of delusion.

        • “Surely you jest”

          No, I’m serious. Does he want this to pass?

          The argument is that this is what was promised. By including stuff that was not promised, the claims are unlimited. The legislature could vote at 3 am to give every public employee pensioners $10 million, and it would be a “right” that trumps everything else. Up in Albany I’m afraid they just might.

          Reply

          • Posted by Tough Love on December 8, 2015 at 6:12 pm

            Quoting …. ” The legislature could vote at 3 am to give every public employee pensioners $10 million, and it would be a “right” that trumps everything else. ”

            And do you thing that THAT possibility will be communicated to NJ’s voters ? I seriously doubt it.

            Also did you notice in the NJ Bill (linked above) that the “YES” was centered next to the “Constitutional Amendment” section, with the “NO” at the bottom of the “Interpretive Statement”. Call me cynical, but I believe that is intentional to sway lazy voters to vote “YES”.

        • Posted by MJ on December 8, 2015 at 6:50 pm

          Ha ha ha ha !! Keep dreaming publics. actually feel sorry for some of you after all you were promised and promises can never be broken especially by corrupt and immoral politicians. The dip shit politicians are grasping at straws to keep the scheme afloat. So glad I am already out of here. Much more entertaining to enjoy from afar.

          Reply

          • Posted by Anonymous on December 8, 2015 at 6:53 pm

            Yes–it is better to watch from a safe distance. I have no idea why anyone would stay–it is like being a prisoner to PW’s.

          • Posted by Tough Love on December 8, 2015 at 8:13 pm

            Quoting MJ …..

            “The dip shit politicians are grasping at straws to keep the scheme afloat.”

            Excellently stated !

    • Posted by Sean on December 8, 2015 at 9:13 pm

      I love it whenever this truthnolie person posts something- always entertaining.

      She starts off by saying: “See….unlike others here (cough….cough…TL, MJ)…I post when I have something to add to the conversation (take the hint will ya?)”

      Funny how she tries to deride the people who soundly refute her fantasy world…

      Her big “addition” to the conversation? A link that we all have access to anyway.

      She then goes on to stroke herself, going on and on and on about how well off she is (maybe trying to convince herself?), as if this s**t talking will somehow solidify her position.

      Truthnolie, you kind of remind me of the mma fighter, Rhonda Rousey. She was so arrogant, and ignorant, of reality. Anyone who dared disagree with her was jealous, a whiner, a gloom and doomer, etc. Still, many of us who know more than average about the situation, saw danger coming. But she kept winning, and kept talking, and kept winning…until she got knocked the f**K out. Reality has now set in, and she cannot show her face because of all the crap she spouted off.

      So, yes, Truthnolie, and all you others that think you are invincible, your checks keep coming in, and they will continue to come in…until they don’t. Whistle in the dark alley all you want, but reality is coming. No exceptions.

      Reply

  13. Posted by Anonymous on December 8, 2015 at 5:22 pm

    TL–I agree with everything you state concerning public workers pensions. I wonder why you just don’t leave NJ? It is freeing to get out and not have your money go toward PW’s. Granted you have to pay a small bit toward public workers, but nowhere near what one would have to pay in NJ.

    Reply

    • Posted by Tough Love on December 8, 2015 at 6:17 pm

      If NJ is forced (at both the State & Local levels) to fund (and actually have to PAY) all that has been promised (without reduction in the current structure for the future service of CURRENT Public Sector workers) it certainly increases the likelihood that I will leave NJ ….. and watch from afar as it spirals down the financial toilet.

      Reply

  14. Posted by MJ on December 8, 2015 at 6:52 pm

    so where will the money come from to fund billions in pension payments should this all come to pass?

    Reply

    • It isn’t going to come. All public pension/benefit schemes (including SS, Medicare and Medicaid) are going to suffer the same fate in the years and decades ahead. It is just the degree of the haircuts to be suffered. If a pension plan is 2 or 3 times more generous than logic or math would dictate, the haircut will be quite large.

      Reply

  15. Posted by Anonymous on December 8, 2015 at 7:33 pm

    The State’s two biggest proponents of P&B reform vowed to move out of NJ if Sweeney’s proposal becomes law.

    TL is already working with a WI realtor and will be on a new HGTV series called “Taxing Moves”!

    The Gov’s family is looking at FL or TX, depends on his job prospects with the Cowgirls!

    MJ might be a good time to move back home, you can probably get a good deal on a McMansion! If you need some roomies DD and LL might be available. PS Drone is available for security.

    Reply

  16. Posted by Javagold on December 9, 2015 at 1:26 am

    No. Of course not.

    Reply

  17. Posted by truthnolie on December 9, 2015 at 2:48 pm

    “Posted by Sean on December 8, 2015 at 9:13 pm

    I love it whenever this truthnolie person posts something- always entertaining.

    She starts off by saying:”……..blag, blah, blah.

    Just so you are aware…I’m not a “she”…….my rational and intelligent posts (as opposed to some here who are of the opposite gender) should have made that clear.

    Ronda Rousey??? (it’s spelled Ronda know it all) Really?…well ok:

    Your point “She was so arrogant, and ignorant, of reality. Anyone who dared disagree with her was jealous, a whiner, a gloom and doomer, etc. Still, many of us who know more than average about the situation, saw danger coming.”

    Replace “She” and “her” in that sentence with your megalomaniac hero “Christie” and you would have had an excellent point there champ.

    BTW….I never said I was invincible…but neither are the taxpayers (of whom I am one) as you and others of your ilk feel they should be……get your wallet ready.

    Reply

    • Posted by Tough Love on December 9, 2015 at 6:16 pm

      Quoting Truthnolie …

      “Just so you are aware…I’m not a “she”…….my rational and intelligent posts ….. should have made that clear.”

      LOL. Do you look in the mirror and say … Boy your good, Boy you’re rational, Boy your intelligent …. and then give yourself a goodnight kiss ?

      Reply

      • Posted by Anonymous on December 9, 2015 at 6:57 pm

        No, we can leave that up to you! Arrogant moronic idiot.

        Reply

      • Posted by truthnolie on December 9, 2015 at 11:52 pm

        Well…at least you didn’t dispute my posts are rational & intelligent (unlike yours).

        And….no..I have no need to kiss myself goodnight……I have a spouse but even if I didn’t there are plenty of women out there who are attracted to smart guys with freedom who planned and extremely impressed that they were able to retire in the prime of their life with a great pension and benefit package so they can enjoy life with them vs. waiting until they’re old and gray.

        Double Ouch!

        Reply

        • Posted by Tough Love on December 9, 2015 at 11:59 pm

          The fall is harder The higher the perch, the harder the fall.

          Reply

        • Posted by Tough Love on December 10, 2015 at 12:01 am

          Oh …. and please show that last comment to your wife. I’m sure she’ll let you now EXACTLY how lucky she feels.

          Reply

          • Posted by Sean on December 11, 2015 at 1:40 am

            Yes. Every woman’s dream is to find herself a man stricken with the two-inch penis syndrome. (Like there aren’t plenty of those to choose from…)

            Truthnolie, here’s a simple truth for you: those who take every opportunity to stroke themselves or try to talk to others with an air of superiority, really have nothing to say, and the more they talk, the more those who are listening know that person is a wannabe. Keep talking your bullsh*t. It provides entertainment for those of us who know the magnitude of the problem. Clearly, you do not.

            “get your wallet ready.” I think YOU are the one who should heed your advice, because all of your talk is not going to change the math, or the reality that is coming your way.

            What I do wonder about people like you is: WHEN this all comes to pass, and it surely will, will a guy like you have the sack to come back on a blog like this and admit that you were wrong, or maybe even talk some more of your sh*t and try to convince us you’re still the big swingin’ D? MMM. I’m betting no. Guys like you usually slither away with tail tucked in, never to be heard from again. I’ve seen too many of your type to believe otherwise.

          • Posted by truthnolie on December 11, 2015 at 1:55 pm

            Seen them where….in the gay bars you apparently frequent?

            I mean, that’s a lot of talk of men’s equipment for someone….a little repressed thought there Sean? Your 2 inch comment also indicates you are chagrined in other areas not just about those shrewder than you in their career choice.

            And….it will never come to pass because the dirty little secret all you nitwits don’t get is the politicians & judges all benefit from the system (sometimes doubly)….think they’re gonna kill the golden calf? Keep dreaming.

          • Posted by Tough Love on December 11, 2015 at 6:57 pm

            truthnolie, It’s already dead (in NJ), just in palliative care.

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